Alabama charges $200 to form an LLC; Mississippi charges $50. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Mississippi runs about $150 less in total state fees than Alabama. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

On speed, Mississippi typically clears standard online filings faster than Alabama. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
Alabama $200
Mississippi $50
Mississippi saves $150
Year 1 total estimate
Alabama $300
Mississippi $150
Mississippi saves $150
Ongoing per year
Alabama $100
Mississippi $100
Tied
3-year total
Alabama $500
Mississippi $350
Mississippi saves $150

Key differences at a glance

  • Mississippi costs $150 less to form ($50 vs $200).
  • Alabama imposes an entity-level franchise or LLC tax that applies to pass-through LLCs. Mississippi does not.
  • Alabama has no annual report filing at all. Mississippi requires an annual (or biennial) report every reporting period.

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only Alabama

  • No annual report

Only Mississippi

  • No entity-level franchise or LLC tax

Both states

  • Online filing
  • No publication requirement
  • Operating agreement not statutorily required

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Alabama Mississippi
Year 1
$300
$150
Year 2
$400
$250
Year 3
$500
$350

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in Alabama, business operates there
No foreign LLC registration needed. You pay Alabama fees only.
$300 $100 $500
You live in Mississippi, business operates there
No foreign LLC registration needed. You pay Mississippi fees only.
$150 $100 $350
Non-resident forming in Alabama with operations elsewhere
You pay Alabama's fees plus a typical home-state foreign LLC registration of about $200 per year.
$500 $300 $1,100
Non-resident forming in Mississippi with operations elsewhere
You pay Mississippi's fees plus a typical home-state foreign LLC registration of about $200 per year.
$350 $300 $950

Alabama vs Mississippi: full comparison

Dimension Alabama Mississippi
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
3 business days 2 business days
Expedited option
Neither state offers paid expedite
Not offered Not offered
Annual report
Required in addition to tax
None Required, $0
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
None None
State income tax
On pass-through LLC income at member level
Yes Yes
Publication requirement
Newspaper publication after formation
No No
Operating agreement
Required by state statute
Recommended, not required Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$150 $250
State sales tax
General statewide rate
4.0% 7.0%

Taxes in Alabama and Mississippi

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Alabama tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 6.5%.

Mississippi tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 5.0%.

Ongoing compliance

The recurring filings each state requires after formation.

Alabama

No annual state filing. Registered agent required in Alabama.

Mississippi

Annual report $0, due 04/15 each year. Registered agent required in Mississippi.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Alabama

  1. Check business-name availability on the Alabama entity search.
  2. Appoint a registered agent with a physical Alabama street address.
  3. File Domestic Limited Liability Company Certificate of Formation for $200.
  4. Wait for approval. Online typically 3 business days. No paid expedite offered.
  5. Adopt an operating agreement (recommended, not required by Alabama statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. No annual state filing required in Alabama.

Mississippi

  1. Check business-name availability on the Mississippi entity search.
  2. Appoint a registered agent with a physical Mississippi street address.
  3. File Mississippi LLC Certificate of Formation (Form F0100) for $50.
  4. Wait for approval. Online typically 2 business days. No paid expedite offered.
  5. Adopt an operating agreement (recommended, not required by Mississippi statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $0 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Alabama and Mississippi (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Alabama or Mississippi does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Alabama Secretary of State, Business Entities Division

Website
www.sos.alabama.gov
Phone
(334) 242-5324
Email
business.services@sos.alabama.gov
Mail
Business Entities Division, P.O. Box 5616, Montgomery, AL 36103-5616
Office
RSA Plaza, Suite 580, 770 Washington Ave., Montgomery, AL 36104
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Mississippi Secretary of State, Business Services Division

Website
www.sos.ms.gov/business-services-regulation
Phone
(601) 359-1633
Email
CustomerService@sos.ms.gov
Mail
P.O. Box 136, Jackson, MS 39205-0136
Office
660 North Street, Jackson, MS 39201
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Alabama Department of Revenue

Website
www.revenue.alabama.gov
Phone
(334) 242-1170
Mail
Alabama Department of Revenue, P.O. Box 154, Montgomery, AL 36135-0001
Office
375 S. Ripley Street, Montgomery, AL 36104
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Mississippi Department of Revenue

Website
www.dor.ms.gov
Phone
(601) 923-7700
Mail
P.O. Box 1033, Jackson, MS 39215-1033
Office
500 Clinton Center Drive, Clinton, MS 39056
Hours
8:00 AM to 5:00 PM Central, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in Alabama or Mississippi?

    Mississippi is cheaper at formation ($50) than Alabama ($200). Ongoing costs are also different: $100 vs $100 per year. Total over three years: $350 vs $500.

  • Can I form an LLC in Alabama if I live in Mississippi?

    Yes, but your Mississippi business will almost certainly need to register as a foreign LLC in Mississippi too, which means paying Mississippi's foreign registration fee and any ongoing Mississippi obligations on top of the Alabama ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in Alabama vs Mississippi?

    Alabama online: 3 business days; Mississippi online: 2 business days. Alabama does not offer paid expedite. Mississippi does not offer paid expedite.

  • Which state has lower taxes for an LLC, Alabama or Mississippi?

    Alabama: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Mississippi: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Alabama and Mississippi both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Alabama or Mississippi to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More Alabama and Mississippi comparisons

Sources

  • Filing fee: www.sos.alabama.gov/business-entities/llcs · verified April 21, 2026
    Alabama Secretary of State LLC page lists the domestic LLC Certificate of Formation filing fee as $200.00. The $200 consists of a $100 Secretary of State fee plus a $100 county filing fee distributed to the county of the registered agent, per the form instructions.
  • Filing fee: www.alabamainteractive.org/sos/introduction_input.action · verified April 21, 2026
    When filed online through Alabama.gov (Alabama Interactive), the domestic LLC filing shows $100 Secretary of State Fee + $100 County Fee plus an $8 portal processing fee for non-subscribers, for a $208 total day-one online cost. Filers must also obtain a Certificate of Name Reservation ($25 state fee + $3 online portal fee = $28 online, or $25 by mail) before filing the Certificate of Formation per Ala. Code Section 10A-1-4.02(f).
  • Expedited filing: www.sos.alabama.gov/business-entities/llcs · verified April 21, 2026
    Alabama Secretary of State does not advertise a paid expedite service for LLC Certificates of Formation. Online filings via Alabama.gov typically process within 1 to 3 business days. Recorded as offered: false.
  • Annual report fee: www.revenue.alabama.gov/faq-categories/business-privilege-tax/ · verified April 21, 2026
    Alabama has no separate Secretary of State annual report for LLCs. The annual entity-level filing is the Business Privilege Tax return (Form PPT) filed with the Department of Revenue. Under Act 2022-252 (signed 2022), the BPT minimum was reduced to $50 for tax year 2023 and, for tax years beginning on or after January 1, 2024, entities whose BPT would be only the minimum are fully exempt from BPT and do not have to file a return. See Alabama DOR FAQ: 'For taxable years beginning on or after January 1, 2024, every corporation, limited liability entity, and disregarded entity...who would otherwise be subject to the minimum tax due shall be exempt from the privilege tax.'
  • Franchise tax: www.revenue.alabama.gov/faq-categories/business-privilege-tax/ · verified April 21, 2026
    Alabama Business Privilege Tax per Ala. Code Section 40-14A-22. Historical minimum $100 and maximum $15,000. Under Act 2022-252, entities owing only the minimum are exempt from both tax and return filing for tax years beginning on or after January 1, 2024. We classify BPT as a net-worth-based franchise tax for compare purposes. annualMin reported as 0 because a small LLC typically owes nothing starting 2024; annualMax retains the $15,000 statutory ceiling that still applies to larger entities.
  • Operating agreement requirement: law.justia.com/codes/alabama/title-10a/chapter-5a/ · verified April 21, 2026
    Alabama Limited Liability Company Law of 2014, Ala. Code Sections 10A-5A-1.01 et seq. Section 10A-5A-1.02 defines operating agreement as the agreement of the members, which may be oral, in a record, implied, or any combination. No statute requires a written operating agreement. Recorded as not required.
  • Foreign LLC registration fee: www.sos.alabama.gov/business-entities/llcs · verified April 21, 2026
    Alabama Secretary of State LLC page: Foreign LLC Application for Registration filing fee is $150.00 by mail, or $150.00 (plus Alabama.gov portal service charge) online. Name reservation also required before filing.
  • Publication requirement: www.sos.alabama.gov/business-entities/llcs · verified April 21, 2026
    Alabama does not require newspaper publication of LLC formation. Alabama's LLC Law (Title 10A, Chapter 5A) contains no publication requirement.
  • Business name search: arc-sos.state.al.us/cgi/corpname.mbr/input · verified April 21, 2026
    Alabama Government Records Inquiry System business entity name search. Confirm availability before filing a Name Reservation Request Form for Domestic Entities.
  • Sales tax rate: www.revenue.alabama.gov/sales-use/tax-rates/ · verified April 21, 2026
    Alabama Department of Revenue Sales and Use Tax Rates page. General state sales tax rate is 4%; automotive and farm rates are 2% and 1.5% respectively. State sales tax rate on food and food ingredients was reduced from 3% to 2% effective September 1, 2025. Local option adds up to about 7 additional percentage points (combined rates often 8% to 10%).
  • Corporate income tax rate: www.revenue.alabama.gov/faq-categories/corporate-income-tax/ · verified April 21, 2026
    Alabama corporate income tax FAQ: 'For tax years beginning January 1, 2001, the tax rate is 6.5%.' Alabama has no minimum corporate income tax. The 6.5% rate applies to C-corp income; default-classified LLCs are taxed as pass-throughs and do not owe this entity-level tax.
  • Filing fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi Secretary of State Business Documents Filing Fees schedule: F0100 MS LLC Certificate of Formation $50. Foreign LLC F0200 Application for Registration $250. Mississippi requires online filing for LLC formation through the Corporations portal.
  • Expedited filing: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi Secretary of State does not publish a paid expedited tier for LLC Certificate of Formation filings. Online filings are typically processed within 1-2 business days, which serves as the default fast pathway.
  • Annual report fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi SoS Fee Schedule: F0108 MS LLC Annual Report $0 (domestic). F0208 Foreign LLC Annual Report $250. All annual reports must be filed online through the Corporations portal. Deadline is April 15 each year per the SoS Annual Reports page.
  • Sales tax rate: www.dor.ms.gov/business/sales-and-use-tax · verified April 21, 2026
    Mississippi Department of Revenue: general statewide sales and use tax rate is 7 percent (Miss. Code Ann. Section 27-65-17). Only a small number of municipalities impose an additional local sales tax.
  • Corporate income tax rate: taxfoundation.org/data/all/state/state-corporate-income-tax-rates-brac… · verified April 21, 2026
    Mississippi top corporate income tax rate is 5 percent on taxable income over $10,000 under Miss. Code Ann. Section 27-7-5. Graduated: 4 percent on $5,000-$10,000, 5 percent above $10,000. First $5,000 is not taxed after 2022 repeal of the 3 percent bracket.
  • Foreign LLC registration fee: www.sos.ms.gov/content/documents/Business/FeeSchedule.pdf · verified April 21, 2026
    Mississippi SoS Fee Schedule: F0200 Application for Registration of Foreign Limited Liability Company $250.
  • Operating agreement requirement: law.justia.com/codes/mississippi/title-79/chapter-29/article-1/section… · verified April 21, 2026
    Mississippi Limited Liability Company Act (Miss. Code Ann. Section 79-29-123) permits but does not require a written operating agreement. Oral and implied agreements are recognized. No statutory mandate to adopt or file an operating agreement.