Illinois charges $150 to form an LLC; Virginia charges $100. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Virginia runs about $125 less in total state fees than Illinois. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

On speed, Virginia typically clears standard online filings faster than Illinois. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
Illinois $150
Virginia $100
Virginia saves $50
Year 1 total estimate
Illinois $325
Virginia $250
Virginia saves $75
Ongoing per year
Illinois $175
Virginia $150
Virginia saves $25
3-year total
Illinois $675
Virginia $550
Virginia saves $125

Key differences at a glance

  • Virginia costs $50 less to form ($100 vs $150).
  • Virginia is $25 per year cheaper to maintain ($150 vs $175).

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Illinois Virginia
Year 1
$325
$250
Year 2
$500
$400
Year 3
$675
$550

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in Illinois, business operates there
No foreign LLC registration needed. You pay Illinois fees only.
$325 $175 $675
You live in Virginia, business operates there
No foreign LLC registration needed. You pay Virginia fees only.
$250 $150 $550
Non-resident forming in Illinois with operations elsewhere
You pay Illinois's fees plus a typical home-state foreign LLC registration of about $200 per year.
$525 $375 $1,275
Non-resident forming in Virginia with operations elsewhere
You pay Virginia's fees plus a typical home-state foreign LLC registration of about $200 per year.
$450 $350 $1,150

Illinois vs Virginia: full comparison

Dimension Illinois Virginia
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
10 business days 5 business days
Expedited option
Paid fast-track filing
$100 $100
Annual report
Required in addition to tax
Required, $75 Required, $50
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
None None
State income tax
On pass-through LLC income at member level
Yes Yes
Publication requirement
Newspaper publication after formation
No No
Operating agreement
Required by state statute
Recommended, not required Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$150 $100
State sales tax
General statewide rate
6.3% 4.3%

Taxes in Illinois and Virginia

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Illinois tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 7.0%.

Virginia tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 6.0%.

Ongoing compliance

The recurring filings each state requires after formation.

Illinois

Annual report $75, due on your anniversary month. Registered agent required in Illinois.

Virginia

Annual report $50, due on your anniversary month. Registered agent required in Virginia.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Illinois

  1. Check business-name availability on the Illinois entity search.
  2. Appoint a registered agent with a physical Illinois street address.
  3. File Form LLC-5.5 - Articles of Organization for $150.
  4. Wait for approval. Online typically 10 business days. Paid expedite from $100.
  5. Adopt an operating agreement (recommended, not required by Illinois statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $75 when it comes due.

Virginia

  1. Check business-name availability on the Virginia entity search.
  2. Appoint a registered agent with a physical Virginia street address.
  3. File Articles of Organization of a Virginia Limited Liability Company (Form LLC1011) for $100.
  4. Wait for approval. Online typically 5 business days. Paid expedite from $100.
  5. Adopt an operating agreement (recommended, not required by Virginia statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $50 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Illinois and Virginia (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Illinois or Virginia does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Illinois Secretary of State, Department of Business Services

Website
www.ilsos.gov/departments/business_services/home.html
Phone
(217) 524-8008
Mail
Limited Liability Division, 501 S. Second St., Room 351, Springfield, IL 62756
Office
501 S. Second St., Room 351, Springfield, IL 62756
Hours
8:00 AM to 4:30 PM Central, Monday to Friday

Virginia State Corporation Commission, Clerk's Office

Website
www.scc.virginia.gov
Phone
(804) 371-9733
Email
sccinfo@scc.virginia.gov
Mail
State Corporation Commission, Clerk's Office, P.O. Box 1197, Richmond, VA 23218-1197
Office
Tyler Building, 1300 E. Main Street, Richmond, VA 23219
Hours
8:15 AM to 5:00 PM Eastern, Monday to Friday

Illinois Department of Revenue

Website
tax.illinois.gov
Phone
(800) 732-8866
Mail
101 West Jefferson Street, Springfield, IL 62702
Office
555 West Monroe, Suite 1100, Chicago, IL 60661
Hours
8:30 AM to 5:00 PM Central, Monday to Friday

Virginia Department of Taxation

Website
www.tax.virginia.gov
Phone
(804) 367-8037
Mail
Virginia Tax, Office of Customer Services, P.O. Box 1115, Richmond, VA 23218-1115
Office
1957 Westmoreland Street, Richmond, VA 23230
Hours
8:30 AM to 5:00 PM Eastern, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in Illinois or Virginia?

    Virginia is cheaper at formation ($100) than Illinois ($150). Ongoing costs are also different: $150 vs $175 per year. Total over three years: $550 vs $675.

  • Can I form an LLC in Illinois if I live in Virginia?

    Yes, but your Virginia business will almost certainly need to register as a foreign LLC in Virginia too, which means paying Virginia's foreign registration fee and any ongoing Virginia obligations on top of the Illinois ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in Illinois vs Virginia?

    Illinois online: 10 business days; Virginia online: 5 business days. Illinois offers paid expedite from $100. Virginia offers paid expedite from $100.

  • Which state has lower taxes for an LLC, Illinois or Virginia?

    Illinois: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Virginia: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Illinois and Virginia both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Illinois or Virginia to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More Illinois and Virginia comparisons

Sources

  • Filing fee: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/article-50/… · verified April 21, 2026
    805 ILCS 180/50-10(b)(1): 'Filing articles of organization (domestic), application for admission (foreign), and restated articles of organization (domestic), $150.' Series LLC formation fee is $400 under the same subsection.
  • Expedited filing: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/article-50/… · verified April 21, 2026
    805 ILCS 180/50-50(e): Expedited fees include Articles of Organization $100, Articles of Amendment $100, Reinstatement $100, Application for Admission $100, Merger $200, Restated Articles $200. 24-hour turnaround for most expedited services.
  • Online filing portal: apps.ilsos.gov/llcarticles/index.jsp · verified April 21, 2026
    Illinois Secretary of State online Articles of Organization filing portal.
  • Certificate of Formation form: www.ilsos.gov/publications/business-services/llc.html · verified April 21, 2026
    Form LLC-5.5 Articles of Organization. PDF hosted at https://www.ilsos.gov/publications/pdf_publications/llc55.pdf
  • Business name search: apps.ilsos.gov/corporatellc/ · verified April 21, 2026
    Illinois Secretary of State business entity search.
  • Operating agreement requirement: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/article-1/ · verified April 21, 2026
    805 ILCS 180/1-5 defines 'operating agreement' as an agreement 'whether oral, in a record, implied, or in any combination thereof.' No statutory requirement for a written operating agreement.
  • Publication requirement: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/ · verified April 21, 2026
    805 ILCS 180 imposes no newspaper publication requirement for LLC formation.
  • Foreign LLC registration fee: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/article-50/… · verified April 21, 2026
    805 ILCS 180/50-10(b)(1): Application for Admission (foreign LLC) fee is $150, same as domestic Articles of Organization.
  • Annual report fee: law.justia.com/codes/illinois/chapter-805/act-805-ilcs-180/article-50/… · verified April 21, 2026
    805 ILCS 180/50-10(b)(11): Annual report fee $75, plus $50 per series for series LLCs. 805 ILCS 180/50-15(b)(1) penalty: $100 plus $100 for each year of delinquency. Deadline is before the first day of the anniversary month (§50-1(b)).
  • Franchise tax: tax.illinois.gov/research/taxrates/income.html · verified April 21, 2026
    Illinois phased out the corporate franchise tax effective January 1, 2024 (P.A. 102-16). LLCs classified as partnerships pay Personal Property Replacement Tax at 1.5% of net income, but this is not classified as a franchise tax. No franchise tax applies to LLCs.
  • Corporate income tax rate: tax.illinois.gov/research/taxrates/income.html · verified April 21, 2026
    Illinois corporate income tax is 7% of net income, plus 2.5% Personal Property Replacement Tax, for a combined 9.5% rate on C-corporation income. Individual income tax is 4.95% (flat).
  • Sales tax rate: tax.illinois.gov/questionsandanswers/answer.139.html · verified April 21, 2026
    Illinois state general merchandise sales tax rate is 6.25%. Effective January 1, 2026, the 1% state grocery tax was eliminated. Local jurisdictions may impose additional taxes; combined rates vary by location.
  • Filing fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1005/ · verified April 21, 2026
    Va. Code 13.1-1005 sets a $100 statutory filing fee for Articles of Organization of a Virginia LLC, whether filed online through CIS or by mail using Form LLC1011. Foreign LLC registration (Form LLC1052) is also $100.
  • Expedited filing: www.scc.virginia.gov/businesses/about-the-clerks-office/expedited-serv… · verified April 21, 2026
    Virginia SCC online expedited services for LLC Articles of Organization: next-business-day $100 (submit by 2:00 PM ET), same-business-day $200 (submit by 10:00 AM ET). Only available via CIS online filings, not paper. Expedite fee is in addition to the $100 base filing fee.
  • Annual report fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1062/ · verified April 21, 2026
    Va. Code 13.1-1062 imposes a $50 annual registration fee on every domestic and foreign LLC. Due on or before the last day of the anniversary month. $25 late penalty under 13.1-1064. Automatic cancellation under 13.1-1064.1 if not paid within three months of the due date.
  • Franchise tax: www.tax.virginia.gov/corporation-income-tax · verified April 21, 2026
    Virginia does not impose an LLC-specific franchise tax. The only recurring SCC obligation is the $50 annual registration fee. LLCs pay income tax only if they elect C-corp treatment or pass income through to members.
  • Corporate income tax rate: www.tax.virginia.gov/corporation-income-tax · verified April 21, 2026
    Virginia corporate income tax is a flat 6% of Virginia taxable income under Va. Code 58.1-400. Applies to C-corporations and to LLCs electing C-corp federal treatment.
  • Sales tax rate: www.tax.virginia.gov/retail-sales-and-use-tax · verified April 21, 2026
    Virginia retail sales and use tax: 4.3% state rate plus a mandatory 1% local tax statewide (combined 5.3% base). Certain regions add 0.7% to 1.0% regional transportation tax. We record the 4.3% state portion here.
  • Foreign LLC registration fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1005/ · verified April 21, 2026
    Va. Code 13.1-1005 sets a $100 filing fee for Application for Certificate of Registration to Transact Business in Virginia as a Foreign LLC (Form LLC1052). Same $50 annual registration fee applies after registration.
  • Business name search: cis.scc.virginia.gov/EntitySearch/Index · verified April 21, 2026
    SCC Clerk's Information System entity search. Confirm name availability before filing Articles of Organization.
  • Operating agreement requirement: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1023/ · verified April 21, 2026
    Va. Code 13.1-1023 recognizes operating agreements as optional and allows them to be written, oral, or implied. No statutory requirement that a Virginia LLC adopt a written operating agreement. Recorded as not-required.