Michigan charges $50 to form an LLC; Tennessee charges $300. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Michigan runs about $1,375 less in total state fees than Tennessee. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

Tennessee imposes an entity-level annual tax on every LLC ($100 minimum). Michigan does not. For pass-through LLCs that would otherwise owe nothing at the state level, that minimum is the deciding line.

On speed, Tennessee typically clears standard online filings faster than Michigan. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
Michigan $50
Tennessee $300
Michigan saves $250
Year 1 total estimate
Michigan $175
Tennessee $800
Michigan saves $625
Ongoing per year
Michigan $125
Tennessee $500
Michigan saves $375
3-year total
Michigan $425
Tennessee $1,800
Michigan saves $1,375

Key differences at a glance

  • Michigan costs $250 less to form ($50 vs $300).
  • Michigan is $375 per year cheaper to maintain ($125 vs $500).
  • Tennessee has no state individual income tax; pass-through LLC income flows to members without a state layer. The other state does tax at the member level.
  • Tennessee imposes an entity-level franchise or LLC tax that applies to pass-through LLCs. Michigan does not.

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only Michigan

  • Paid expedited tier
  • No entity-level franchise or LLC tax

Only Tennessee

  • No state income tax

Both states

  • Online filing
  • No publication requirement
  • Operating agreement not statutorily required

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Michigan Tennessee
Year 1
$175
$800
Year 2
$300
$1,300
Year 3
$425
$1,800

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in Michigan, business operates there
No foreign LLC registration needed. You pay Michigan fees only.
$175 $125 $425
You live in Tennessee, business operates there
No foreign LLC registration needed. You pay Tennessee fees only.
$800 $500 $1,800
Non-resident forming in Michigan with operations elsewhere
You pay Michigan's fees plus a typical home-state foreign LLC registration of about $200 per year.
$375 $325 $1,025
Non-resident forming in Tennessee with operations elsewhere
You pay Tennessee's fees plus a typical home-state foreign LLC registration of about $200 per year.
$1,000 $700 $2,400

Michigan vs Tennessee: full comparison

Dimension Michigan Tennessee
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
7 business days 1 business day
Expedited option
Paid fast-track filing
$50 Not offered
Annual report
Required in addition to tax
Required, $25 Required, $300
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
None $100 minimum
State income tax
On pass-through LLC income at member level
Yes No
Publication requirement
Newspaper publication after formation
No No
Operating agreement
Required by state statute
Recommended, not required Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$50 $300
State sales tax
General statewide rate
6.0% 7.0%

Taxes in Michigan and Tennessee

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Michigan tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 6.0%.

Tennessee tax

$100 minimum annual tax (net-worth basis). No state income tax. Corporate rate 6.5%.

Ongoing compliance

The recurring filings each state requires after formation.

Michigan

Annual report $25, due 02/15 each year. Registered agent required in Michigan.

Tennessee

Annual report $300, due on your anniversary month. Registered agent required in Tennessee.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Michigan

  1. Check business-name availability on the Michigan entity search.
  2. Appoint a registered agent with a physical Michigan street address.
  3. File Articles of Organization, Domestic Limited Liability Company (Form CSCL/CD-700) for $50.
  4. Wait for approval. Online typically 7 business days. Paid expedite from $50.
  5. Adopt an operating agreement (recommended, not required by Michigan statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $25 when it comes due.

Tennessee

  1. Check business-name availability on the Tennessee entity search.
  2. Appoint a registered agent with a physical Tennessee street address.
  3. File Articles of Organization – Limited Liability Company (Form SS-4270) for $300.
  4. Wait for approval. Online typically 1 business days. No paid expedite offered.
  5. Adopt an operating agreement (recommended, not required by Tennessee statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $300 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Michigan and Tennessee (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Michigan or Tennessee does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Michigan Department of Licensing and Regulatory Affairs (LARA), Corporations Division

Website
www.michigan.gov/lara/bureau-list/cscl/corps
Phone
(517) 241-6470
Email
CorpsMail@michigan.gov
Mail
Corporations, Securities and Commercial Licensing Bureau, Corporations Division, P.O. Box 30054, Lansing, MI 48909
Office
2501 Woodlake Circle, Okemos, MI 48864
Hours
8:00 AM to 5:00 PM Eastern, Monday to Friday

Tennessee Secretary of State, Business Services Division

Website
sos.tn.gov/business-services
Phone
(615) 741-2286
Email
TNSOS.CORPINFO@tn.gov
Mail
312 Rosa L. Parks Avenue, Snodgrass Tower 6th Floor, Nashville, TN 37243
Office
312 Rosa L. Parks Avenue, Snodgrass Tower, Nashville, TN 37243
Hours
8:00 AM to 4:30 PM Central, Monday to Friday

Michigan Department of Treasury

Website
www.michigan.gov/treasury
Phone
(517) 636-4486
Mail
Michigan Department of Treasury, Lansing, MI 48922
Office
430 West Allegan Street, Lansing, MI 48933
Hours
8:00 AM to 4:00 PM Eastern, Monday to Friday

Tennessee Department of Revenue

Website
www.tn.gov/revenue.html
Phone
(615) 253-0600
Mail
500 Deaderick Street, Nashville, TN 37242
Hours
8:00 AM to 4:30 PM Central, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in Michigan or Tennessee?

    Michigan is cheaper at formation ($50) than Tennessee ($300). Ongoing costs are also different: $125 vs $500 per year. Total over three years: $425 vs $1,800.

  • Can I form an LLC in Michigan if I live in Tennessee?

    Yes, but your Tennessee business will almost certainly need to register as a foreign LLC in Tennessee too, which means paying Tennessee's foreign registration fee and any ongoing Tennessee obligations on top of the Michigan ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in Michigan vs Tennessee?

    Michigan online: 7 business days; Tennessee online: 1 business day. Michigan offers paid expedite from $50. Tennessee does not offer paid expedite.

  • Which state has lower taxes for an LLC, Michigan or Tennessee?

    Michigan: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax. Tennessee: no state income tax, plus a $100 minimum entity-level tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Michigan and Tennessee both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Michigan or Tennessee to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More Michigan and Tennessee comparisons

Sources

  • Filing fee: www.michigan.gov/lara/-/media/Project/Websites/lara/cscl/NonImages_new… · verified April 21, 2026
    LARA Form CSCL/CD-700 (Rev. 07/25) Articles of Organization for a Domestic LLC lists the statutory filing fee of $50. Authority: MCL 450.4202 and LARA Corporations Division fee schedule.
  • Expedited filing: www.michigan.gov/lara/bureau-list/cscl/corps/expedited-service · verified April 21, 2026
    LARA expedited service tiers (Form CSCL/CD-272): 24 hours $50 (formation documents); Same day $100; 2 hour $500; 1 hour $1,000. 24-hour tier recorded as the default expedited option. Fees are in addition to the document filing fee.
  • Online filing portal: www.michigan.gov/lara/news-releases/2025/06/30/michigan-launches-new-m… · verified April 21, 2026
    LARA launched the MiBusiness Registry Portal on June 23, 2025 replacing the legacy COFS system. All formations and annual statements are now filed through mibusinessregistry.lara.state.mi.us using a MiLogin for Business account. Standard online processing is typically 7 to 10 business days.
  • Naming rules: www.legislature.mi.gov/Laws/MCL?objectName=mcl-450-4204 · verified April 21, 2026
    MCL 450.4204: LLC name must contain 'limited liability company' or the abbreviation 'L.L.C.' or 'L.C.' (with or without periods). Cannot contain 'corporation,' 'incorporated,' 'corp.,' or 'inc.' The name must be distinguishable from other entities on record.
  • Operating agreement requirement: www.legislature.mi.gov/documents/mcl/pdf/mcl-Act-23-of-1993.pdf · verified April 21, 2026
    Michigan Limited Liability Company Act (Act 23 of 1993), MCL 450.4102 defines the operating agreement but does not require LLCs to adopt one. Default statutory rules under the Act apply if no operating agreement exists.
  • Foreign LLC registration fee: www.michigan.gov/lara/-/media/Project/Websites/lara/cscl/NonImages_new… · verified April 21, 2026
    LARA Form CSCL/CD-760 (Rev. 07/25) Application for Certificate of Authority to Transact Business, Foreign LLC. Filing fee $50. Authority: MCL 450.5007.
  • Annual report fee: www.michigan.gov/lara/bureau-list/cscl/corps/limited-liability-co/fill… · verified April 21, 2026
    Michigan LARA Annual Filings page: Annual Statement Form CSCL/CD-2700 due February 15 each year. Filing fee $25 per MCL 450.4207 and LARA fee schedule. Late filings accepted but entity loses good standing; two years of non-filing triggers administrative dissolution under MCL 450.4909.
  • Corporate income tax rate: www.michigan.gov/taxes/business-taxes/cit · verified April 21, 2026
    Michigan Corporate Income Tax (CIT) is a flat 6% on the corporate tax base after allocation and apportionment under MCL 206.623. Applies to C corps and entities electing C-corp treatment.
  • Sales tax rate: www.michigan.gov/taxes/business-taxes/sales-use-tax · verified April 21, 2026
    Michigan statewide sales and use tax is 6%. Michigan does not permit local-option sales taxes; the statewide rate applies in all 83 counties.
  • Business name search: mibusinessregistry.lara.state.mi.us/ · verified April 21, 2026
    MiBusiness Registry Portal replaces the legacy cofs.lara.state.mi.us search. Used to confirm name availability before filing Articles of Organization.
  • Filing fee: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-1007(a)(1): Initial filing fee = $50 × number of members, minimum $300, maximum $3,000. The default reported value is the $300 statutory minimum (applies to LLCs with 1-6 members). Justia mirror used because sos.tn.gov PDFs and some tn.gov pages returned 403/timeouts; language matches the SOS Form SS-4270 fee instructions.
  • Filing fee: sos-prod.tnsosgovfiles.com/s3fs-public/document/SS-4270%20LLC_0.pdf · verified April 21, 2026
    Tennessee SOS Form SS-4270 (Rev. 01/25) Articles of Organization instructions confirm $50/member with $300 minimum, $3,000 maximum. If the articles prohibit the LLC from doing business in Tennessee, the flat fee is $300 regardless of member count.
  • Expedited filing: sos.tn.gov/businesses/faqs · verified April 21, 2026
    Tennessee Secretary of State does not offer paid expedited processing for LLC Articles of Organization. Online filings through TNBear/TNCaB typically complete within 1 business day, which serves as the de facto expedited pathway. Recorded as 'offered: false'.
  • Annual report fee: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-1007(a)(2): Annual filing fee = $50 × number of members as of the annual report date, minimum $300, maximum $3,000. Due the first day of the fourth month after fiscal year close. Reported value is the $300 statutory minimum.
  • Franchise tax: www.tn.gov/revenue/taxes/franchise---excise-tax.html · verified April 21, 2026
    Tennessee Department of Revenue Franchise & Excise Tax page. LLCs are subject to both taxes. Franchise tax: 0.25% of Tennessee apportioned net worth with $100 minimum (property-measure alternative repealed by Public Chapter 950, effective tax years ending on/after Jan. 1, 2024). Excise tax: 6.5% of Tennessee-sourced net earnings. Tenn. Code Ann. §67-4-2007 (excise), §67-4-2105 (franchise).
  • Operating agreement requirement: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-203: An operating agreement need not be in writing (except as articles or a prior operating agreement provision require). Tennessee law permits but does not require adoption of a written operating agreement.
  • Foreign LLC registration fee: sos-prod.tnsosgovfiles.com/s3fs-public/document/SS-4233%20COA%20LLC.pd… · verified April 21, 2026
    Tennessee SOS Form SS-4233 Application for Certificate of Authority (Foreign LLC). Fee = $50 × number of members, minimum $300, maximum $3,000 (same statutory formula as domestic filing fee). Recorded $300 minimum.
  • Publication requirement: sos.tn.gov/businesses/faqs · verified April 21, 2026
    Tennessee does not require newspaper publication of LLC formation. Confirmed by absence of such requirement in Tenn. Code Ann. §48-249-202 (Articles of organization) and SOS FAQ.
  • Business name search: tnbear.tn.gov/Ecommerce/NameAvailability.aspx · verified April 21, 2026
    Tennessee Business Information Search (TNBear). Use before filing Articles of Organization to confirm name availability.
  • Sales tax rate: www.tn.gov/revenue/taxes/sales-and-use-tax.html · verified April 21, 2026
    Tennessee Department of Revenue: statewide sales and use tax rate is 7% (general rate); 4% state rate on food and food ingredients. Local option adds up to 2.75%, for combined rates up to 9.75%.
  • Corporate income tax rate: www.tn.gov/revenue/taxes/franchise---excise-tax.html · verified April 21, 2026
    Tennessee excise tax rate is 6.5% of Tennessee-sourced net earnings. Reported here as the state's functional corporate income tax rate; applies to C-corps, LLCs taxed as corporations, and (for entity-level excise only) to default-classified LLCs.