Key Takeaways

  • 57 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, personal loan, or advance loan (31).
  • Timely response rate: 78.9%.
  • Consumer disputed rate: 0.0% of resolved complaints.
57 Total complaints
78.9% Timely response rate
0.0% Consumer disputed rate
Payday loan, title loan, personal loan, or advance loan Most common product

Complaints by Product

The following table shows how complaints against A-1 Premium Acceptance, Inc. break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, personal loan, or advance loan 31 54.4%
Payday loan, title loan, or personal loan 16 28.1%
Debt collection 9 15.8%
Credit reporting, credit repair services, or other personal consumer reports 1 1.8%

Most Common Issues

These are the specific issues consumers most frequently report about A-1 Premium Acceptance, Inc..

Charged fees or interest you didn't expect 10
Problem when making payments 10
Was approved for a loan, but didn't receive the money 9
Can't stop withdrawals from your bank account 6
Attempts to collect debt not owed 5
Communication tactics 4
Getting the loan 4
Problem with the payoff process at the end of the loan 2
Struggling to pay your loan 2
Incorrect information on your report 1

Company Response Breakdown

When consumers file complaints, A-1 Premium Acceptance, Inc. responds in one of several ways. The breakdown below shows how A-1 Premium Acceptance, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 51 89.5%
Closed with monetary relief 3 5.3%
Closed with non-monetary relief 2 3.5%
Untimely response 1 1.8%

Complaints by State

Top states where consumers have filed complaints against A-1 Premium Acceptance, Inc..

Your Rights

What to do if you have a complaint against A-1 Premium Acceptance, Inc.

  1. Contact A-1 Premium Acceptance, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does A-1 Premium Acceptance, Inc. have?

    A-1 Premium Acceptance, Inc. has 57 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about A-1 Premium Acceptance, Inc.?

    The most common issue reported is Charged fees or interest you didn't expect with 10 complaints.

  • How do I file a complaint against A-1 Premium Acceptance, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does A-1 Premium Acceptance, Inc. respond to complaints on time?

    A-1 Premium Acceptance, Inc. has a 78.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.