Key Takeaways

  • 601 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (261).
  • Timely response rate: 96.0%.
  • Consumer disputed rate: 0.0% of resolved complaints.
601 Total complaints
96.0% Timely response rate
0.0% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against Dave Operating, LLC break down by financial product category.

Product Complaints % of Total
Checking or savings account 261 43.4%
Payday loan, title loan, personal loan, or advance loan 213 35.4%
Money transfer, virtual currency, or money service 64 10.6%
Payday loan, title loan, or personal loan 17 2.8%
Credit card 11 1.8%
Prepaid card 11 1.8%
Credit reporting or other personal consumer reports 10 1.7%
Debt collection 5 0.8%
Debt or credit management 4 0.7%
Credit card or prepaid card 3 0.5%
Credit reporting, credit repair services, or other personal consumer reports 2 0.3%

Most Common Issues

These are the specific issues consumers most frequently report about Dave Operating, LLC.

Managing an account 158
Can't stop withdrawals from your bank account 111
Problem with a lender or other company charging your account 57
Closing an account 34
Money was taken from your bank account on the wrong day or for the wrong amount 28
Issues with repayment 25
Unauthorized transactions or other transaction problem 21
Charged fees or interest you didn't expect 16
Other transaction problem 12
Confusing or missing disclosures 9

Company Response Breakdown

When consumers file complaints, Dave Operating, LLC responds in one of several ways. The breakdown below shows how Dave Operating, LLC has resolved complaints.

Response Count Percentage
Closed with explanation 600 99.8%
Closed with monetary relief 1 0.2%

Complaints by State

Top states where consumers have filed complaints against Dave Operating, LLC.

Your Rights

What to do if you have a complaint against Dave Operating, LLC

  1. Contact Dave Operating, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Dave Operating, LLC have?

    Dave Operating, LLC has 601 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Dave Operating, LLC?

    The most common issue reported is Managing an account with 158 complaints.

  • How do I file a complaint against Dave Operating, LLC?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Dave Operating, LLC respond to complaints on time?

    Dave Operating, LLC has a 96.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.