Key Takeaways

  • 26 total complaints on file with the CFPB.
  • Most complaints are about Payday loan, title loan, or personal loan (10).
  • Timely response rate: 96.2%.
  • Consumer disputed rate: 25.0% of resolved complaints.
26 Total complaints
96.2% Timely response rate
25.0% Consumer disputed rate
Payday loan, title loan, or personal loan Most common product

Complaints by Product

The following table shows how complaints against Luckmore Finance break down by financial product category.

Product Complaints % of Total
Payday loan, title loan, or personal loan 10 38.5%
Credit reporting, credit repair services, or other personal consumer reports 7 26.9%
Debt collection 4 15.4%
Credit reporting or other personal consumer reports 2 7.7%
Vehicle loan or lease 2 7.7%
Consumer Loan 1 3.8%

Most Common Issues

These are the specific issues consumers most frequently report about Luckmore Finance.

Incorrect information on your report 7
Problem when making payments 5
Communication tactics 2
Getting a line of credit 2
Improper use of your report 2
Struggling to pay your loan 2
Cont'd attempts collect debt not owed 1
False statements or representation 1
Getting the loan 1
Managing the loan or lease 1

Company Response Breakdown

When consumers file complaints, Luckmore Finance responds in one of several ways. The breakdown below shows how Luckmore Finance has resolved complaints.

Response Count Percentage
Closed with explanation 26 100%

Complaints by State

Top states where consumers have filed complaints against Luckmore Finance.

State Complaints
Louisiana 18
Mississippi 6
Florida 1
Texas 1

Your Rights

What to do if you have a complaint against Luckmore Finance

  1. Contact Luckmore Finance directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Luckmore Finance have?

    Luckmore Finance has 26 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Luckmore Finance?

    The most common issue reported is Incorrect information on your report with 7 complaints.

  • How do I file a complaint against Luckmore Finance?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Luckmore Finance respond to complaints on time?

    Luckmore Finance has a 96.2% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.