Key Takeaways

  • 35,703 total complaints on file with the CFPB.
  • Most complaints are about Checking or savings account (8,594).
  • Timely response rate: 100.0%.
  • Consumer disputed rate: 21.2% of resolved complaints.
35,703 Total complaints
100.0% Timely response rate
21.2% Consumer disputed rate
Checking or savings account Most common product

Complaints by Product

The following table shows how complaints against TD Bank US Holding Company break down by financial product category.

Product Complaints % of Total
Checking or savings account 8,594 24.1%
Credit card 4,479 12.5%
Credit reporting or other personal consumer reports 4,281 12.0%
Credit card or prepaid card 3,784 10.6%
Credit reporting, credit repair services, or other personal consumer reports 3,688 10.3%
Debt collection 3,137 8.8%
Bank account or service 3,060 8.6%
Mortgage 1,755 4.9%
Vehicle loan or lease 1,055 3.0%
Money transfer, virtual currency, or money service 940 2.6%
Consumer Loan 433 1.2%
Payday loan, title loan, or personal loan 247 0.7%
Payday loan, title loan, personal loan, or advance loan 109 0.3%
Credit reporting 41 0.1%
Money transfers 36 0.1%
Prepaid card 30 0.1%
Debt or credit management 19 0.1%
Other financial service 11 0.0%
Student loan 3 0.0%
Payday loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about TD Bank US Holding Company.

Managing an account 4,941
Incorrect information on your report 4,640
Improper use of your report 2,319
Problem with a purchase shown on your statement 1,744
Attempts to collect debt not owed 1,317
Opening an account 1,194
Getting a credit card 1,095
Problem with a company's investigation into an existing problem 1,002
Closing an account 950
Account opening, closing, or management 944

Company Response Breakdown

When consumers file complaints, TD Bank US Holding Company responds in one of several ways. The breakdown below shows how TD Bank US Holding Company has resolved complaints.

Response Count Percentage
Closed with explanation 22,883 64.1%
Closed with non-monetary relief 6,261 17.5%
Closed with monetary relief 5,966 16.7%
In progress 366 1%
Closed without relief 148 0.4%
Closed with relief 64 0.2%
Closed 13 0%
Untimely response 2 0%

Complaints by State

Top states where consumers have filed complaints against TD Bank US Holding Company.

State Complaints
New York 6,068
Florida 4,539
New Jersey 3,845
California 3,074
Pennsylvania 2,267
Texas 1,644
Massachusetts 1,633
Maryland 1,040
Connecticut 982
Illinois 913
Georgia 899
Virginia 825
North Carolina 801
South Carolina 598
Ohio 423
New Hampshire 396
Arizona 395
Michigan 395
Delaware 353
Maine 335

Your Rights

What to do if you have a complaint against TD Bank US Holding Company

  1. Contact TD Bank US Holding Company directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does TD Bank US Holding Company have?

    TD Bank US Holding Company has 35,703 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about TD Bank US Holding Company?

    The most common issue reported is Managing an account with 4,941 complaints.

  • How do I file a complaint against TD Bank US Holding Company?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does TD Bank US Holding Company respond to complaints on time?

    TD Bank US Holding Company has a 100.0% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.