Tennessee charges $300 to form an LLC; Virginia charges $100. Day-one sticker price is only part of the story, since most of the real cost comes from the annual obligations that stack up each year you keep the LLC open.

Over a rolling three-year window, Virginia runs about $1,250 less in total state fees than Tennessee. Whether that gap matters depends on whether you actually operate in one of these states or are weighing a non-resident filing.

Tennessee imposes an entity-level annual tax on every LLC ($100 minimum). Virginia does not. For pass-through LLCs that would otherwise owe nothing at the state level, that minimum is the deciding line.

On speed, Tennessee typically clears standard online filings faster than Virginia. Both states offer expedited tiers at an additional cost for filers on tight timelines.

For most small operators the choice is not really between these two states at all. It is between forming where the business actually operates and trying to route through a non-resident filing. The data below shows what each option actually costs.

Formation filing fee
Tennessee $300
Virginia $100
Virginia saves $200
Year 1 total estimate
Tennessee $800
Virginia $250
Virginia saves $550
Ongoing per year
Tennessee $500
Virginia $150
Virginia saves $350
3-year total
Tennessee $1,800
Virginia $550
Virginia saves $1,250

Key differences at a glance

  • Virginia costs $200 less to form ($100 vs $300).
  • Virginia is $350 per year cheaper to maintain ($150 vs $500).
  • Tennessee has no state individual income tax; pass-through LLC income flows to members without a state layer. The other state does tax at the member level.
  • Tennessee imposes an entity-level franchise or LLC tax that applies to pass-through LLCs. Virginia does not.

Where each state fits

For most filers, forming in the state you actually operate from is the right call. The side-by-side below shows where the two states meaningfully diverge.

What each state offers that the other does not

Only Tennessee

  • No state income tax

Only Virginia

  • Paid expedited tier
  • No entity-level franchise or LLC tax

Both states

  • Online filing
  • No publication requirement
  • Operating agreement not statutorily required

Three-year cost, side by side

Rough estimate of the state-facing cost to form and keep an LLC through three years. Both totals include a $100 per year registered-agent estimate.

Tennessee Virginia
Year 1
$800
$250
Year 2
$1,300
$400
Year 3
$1,800
$550

Running total includes the one-time filing fee and annual ongoing costs (report fee or franchise tax plus a $100/year registered agent estimate).

What it costs under your specific situation

The table below runs the same LLC through four common scenarios. "Non-resident" rows assume a typical home-state foreign LLC registration adds about $200 per year of stacked cost; the real number depends on which state you live in and ranges from $50 to over $800 depending on jurisdiction.

Scenario Year 1 Each year after 3-year total
You live in Tennessee, business operates there
No foreign LLC registration needed. You pay Tennessee fees only.
$800 $500 $1,800
You live in Virginia, business operates there
No foreign LLC registration needed. You pay Virginia fees only.
$250 $150 $550
Non-resident forming in Tennessee with operations elsewhere
You pay Tennessee's fees plus a typical home-state foreign LLC registration of about $200 per year.
$1,000 $700 $2,400
Non-resident forming in Virginia with operations elsewhere
You pay Virginia's fees plus a typical home-state foreign LLC registration of about $200 per year.
$450 $350 $1,150

Tennessee vs Virginia: full comparison

Dimension Tennessee Virginia
Online filing
Can you file the formation document online?
Yes Yes
Online approval time
Standard, non-expedited
1 business day 5 business days
Expedited option
Paid fast-track filing
Not offered $100
Annual report
Required in addition to tax
Required, $300 Required, $50
State-imposed annual tax
Franchise, privilege, or LLC tax minimum
$100 minimum None
State income tax
On pass-through LLC income at member level
No Yes
Publication requirement
Newspaper publication after formation
No No
Operating agreement
Required by state statute
Recommended, not required Recommended, not required
Foreign LLC fee
Cost to register as a foreign LLC in this state
$300 $100
State sales tax
General statewide rate
7.0% 4.3%

Taxes in Tennessee and Virginia

How each state handles entity-level tax on LLCs. Pass-through classification means member-level income tax also applies at each member's residence state.

Tennessee tax

$100 minimum annual tax (net-worth basis). No state income tax. Corporate rate 6.5%.

Virginia tax

No entity-level franchise tax on LLCs. State income tax applies to member-level pass-through income. Corporate rate 6.0%.

Ongoing compliance

The recurring filings each state requires after formation.

Tennessee

Annual report $300, due on your anniversary month. Registered agent required in Tennessee.

Virginia

Annual report $50, due on your anniversary month. Registered agent required in Virginia.

Formation process, side by side

What actually happens from the moment you start filing to the moment you're in good standing. Use this as a checklist.

Tennessee

  1. Check business-name availability on the Tennessee entity search.
  2. Appoint a registered agent with a physical Tennessee street address.
  3. File Articles of Organization – Limited Liability Company (Form SS-4270) for $300.
  4. Wait for approval. Online typically 1 business days. No paid expedite offered.
  5. Adopt an operating agreement (recommended, not required by Tennessee statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $300 when it comes due.

Virginia

  1. Check business-name availability on the Virginia entity search.
  2. Appoint a registered agent with a physical Virginia street address.
  3. File Articles of Organization of a Virginia Limited Liability Company (Form LLC1011) for $100.
  4. Wait for approval. Online typically 5 business days. Paid expedite from $100.
  5. Adopt an operating agreement (recommended, not required by Virginia statute).
  6. Apply for a federal EIN (free from the IRS).
  7. Open a business bank account to separate personal and business finances.
  8. File your first annual report and pay $50 when it comes due.

Before you pick either state

A few things that apply no matter which state you choose. These trip up enough first-time filers that they're worth stating explicitly.

Registered agent is non-negotiable. Both Tennessee and Virginia (and every other US state) require every LLC to designate a registered agent with a physical street address in the state of formation. You can serve as your own agent if you live in the state; otherwise a commercial agent runs $50 to $125 per year. Using your own home address makes it part of the public record.

Forming elsewhere does not escape your home state's tax. If you live and operate a business from your home state, forming the LLC in Tennessee or Virginia does not avoid your home state's income tax. The moment you transact business at home, your home state requires a foreign LLC registration, and state tax liability follows your residence regardless of where the entity sits on paper.

EIN applications are free. The IRS issues Employer Identification Numbers directly at no cost. Any service charging you to "get your EIN" is reselling a free form submission. Single-member LLCs with no employees technically don't need one for federal tax, but nearly every bank requires an EIN to open a business account.

Operating agreement matters more than the state you pick. A well-drafted operating agreement governs member ownership, management, profit splits, buy-sell terms, and dissolution. Without one, your LLC runs on the state's default rules, which are rarely what you want. California, Maine, Missouri, and New York require a written one by statute; every other state treats it as strongly recommended.

Agency contacts

Tennessee Secretary of State, Business Services Division

Website
sos.tn.gov/business-services
Phone
(615) 741-2286
Email
TNSOS.CORPINFO@tn.gov
Mail
312 Rosa L. Parks Avenue, Snodgrass Tower 6th Floor, Nashville, TN 37243
Office
312 Rosa L. Parks Avenue, Snodgrass Tower, Nashville, TN 37243
Hours
8:00 AM to 4:30 PM Central, Monday to Friday

Virginia State Corporation Commission, Clerk's Office

Website
www.scc.virginia.gov
Phone
(804) 371-9733
Email
sccinfo@scc.virginia.gov
Mail
State Corporation Commission, Clerk's Office, P.O. Box 1197, Richmond, VA 23218-1197
Office
Tyler Building, 1300 E. Main Street, Richmond, VA 23219
Hours
8:15 AM to 5:00 PM Eastern, Monday to Friday

Tennessee Department of Revenue

Website
www.tn.gov/revenue.html
Phone
(615) 253-0600
Mail
500 Deaderick Street, Nashville, TN 37242
Hours
8:00 AM to 4:30 PM Central, Monday to Friday

Virginia Department of Taxation

Website
www.tax.virginia.gov
Phone
(804) 367-8037
Mail
Virginia Tax, Office of Customer Services, P.O. Box 1115, Richmond, VA 23218-1115
Office
1957 Westmoreland Street, Richmond, VA 23230
Hours
8:30 AM to 5:00 PM Eastern, Monday to Friday

Frequently Asked Questions

  • Is it cheaper to form an LLC in Tennessee or Virginia?

    Virginia is cheaper at formation ($100) than Tennessee ($300). Ongoing costs are also different: $150 vs $500 per year. Total over three years: $550 vs $1,800.

  • Can I form an LLC in Tennessee if I live in Virginia?

    Yes, but your Virginia business will almost certainly need to register as a foreign LLC in Virginia too, which means paying Virginia's foreign registration fee and any ongoing Virginia obligations on top of the Tennessee ones. The "form elsewhere to save" math usually doesn't work for operating businesses; it only works when you have no physical operations tied to any specific state.

  • How long does it take to form an LLC in Tennessee vs Virginia?

    Tennessee online: 1 business day; Virginia online: 5 business days. Tennessee does not offer paid expedite. Virginia offers paid expedite from $100.

  • Which state has lower taxes for an LLC, Tennessee or Virginia?

    Tennessee: no state income tax, plus a $100 minimum entity-level tax. Virginia: state income tax applies to member-level pass-through income, no entity-level franchise or LLC tax.

  • Do both states require a registered agent?

    Yes. Every US state (and DC) requires every LLC to maintain a registered agent with a physical street address in the state. Tennessee and Virginia both have this requirement. You can serve as your own agent if you live in the state; most out-of-state filers use a commercial agent for $50 to $125 per year.

  • Which state should I pick if I run an online business from home?

    Form in the state you actually live in. Your home state's Department of Revenue treats your residence as nexus regardless of where the LLC is filed, which means you owe state income tax there anyway. Forming in Tennessee or Virginia to escape your home state's tax doesn't work; it adds paperwork. The non-resident filings make sense when you genuinely operate nowhere in particular: international founders, purely passive holding entities, or real-estate LLCs owning property in other states.

Full state guides

More Tennessee and Virginia comparisons

Sources

  • Filing fee: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-1007(a)(1): Initial filing fee = $50 × number of members, minimum $300, maximum $3,000. The default reported value is the $300 statutory minimum (applies to LLCs with 1-6 members). Justia mirror used because sos.tn.gov PDFs and some tn.gov pages returned 403/timeouts; language matches the SOS Form SS-4270 fee instructions.
  • Filing fee: sos-prod.tnsosgovfiles.com/s3fs-public/document/SS-4270%20LLC_0.pdf · verified April 21, 2026
    Tennessee SOS Form SS-4270 (Rev. 01/25) Articles of Organization instructions confirm $50/member with $300 minimum, $3,000 maximum. If the articles prohibit the LLC from doing business in Tennessee, the flat fee is $300 regardless of member count.
  • Expedited filing: sos.tn.gov/businesses/faqs · verified April 21, 2026
    Tennessee Secretary of State does not offer paid expedited processing for LLC Articles of Organization. Online filings through TNBear/TNCaB typically complete within 1 business day, which serves as the de facto expedited pathway. Recorded as 'offered: false'.
  • Annual report fee: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-1007(a)(2): Annual filing fee = $50 × number of members as of the annual report date, minimum $300, maximum $3,000. Due the first day of the fourth month after fiscal year close. Reported value is the $300 statutory minimum.
  • Franchise tax: www.tn.gov/revenue/taxes/franchise---excise-tax.html · verified April 21, 2026
    Tennessee Department of Revenue Franchise & Excise Tax page. LLCs are subject to both taxes. Franchise tax: 0.25% of Tennessee apportioned net worth with $100 minimum (property-measure alternative repealed by Public Chapter 950, effective tax years ending on/after Jan. 1, 2024). Excise tax: 6.5% of Tennessee-sourced net earnings. Tenn. Code Ann. §67-4-2007 (excise), §67-4-2105 (franchise).
  • Operating agreement requirement: law.justia.com/codes/tennessee/title-48/limited-liability-companies/ch… · verified April 21, 2026
    Tenn. Code Ann. §48-249-203: An operating agreement need not be in writing (except as articles or a prior operating agreement provision require). Tennessee law permits but does not require adoption of a written operating agreement.
  • Foreign LLC registration fee: sos-prod.tnsosgovfiles.com/s3fs-public/document/SS-4233%20COA%20LLC.pd… · verified April 21, 2026
    Tennessee SOS Form SS-4233 Application for Certificate of Authority (Foreign LLC). Fee = $50 × number of members, minimum $300, maximum $3,000 (same statutory formula as domestic filing fee). Recorded $300 minimum.
  • Publication requirement: sos.tn.gov/businesses/faqs · verified April 21, 2026
    Tennessee does not require newspaper publication of LLC formation. Confirmed by absence of such requirement in Tenn. Code Ann. §48-249-202 (Articles of organization) and SOS FAQ.
  • Business name search: tnbear.tn.gov/Ecommerce/NameAvailability.aspx · verified April 21, 2026
    Tennessee Business Information Search (TNBear). Use before filing Articles of Organization to confirm name availability.
  • Sales tax rate: www.tn.gov/revenue/taxes/sales-and-use-tax.html · verified April 21, 2026
    Tennessee Department of Revenue: statewide sales and use tax rate is 7% (general rate); 4% state rate on food and food ingredients. Local option adds up to 2.75%, for combined rates up to 9.75%.
  • Corporate income tax rate: www.tn.gov/revenue/taxes/franchise---excise-tax.html · verified April 21, 2026
    Tennessee excise tax rate is 6.5% of Tennessee-sourced net earnings. Reported here as the state's functional corporate income tax rate; applies to C-corps, LLCs taxed as corporations, and (for entity-level excise only) to default-classified LLCs.
  • Filing fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1005/ · verified April 21, 2026
    Va. Code 13.1-1005 sets a $100 statutory filing fee for Articles of Organization of a Virginia LLC, whether filed online through CIS or by mail using Form LLC1011. Foreign LLC registration (Form LLC1052) is also $100.
  • Expedited filing: www.scc.virginia.gov/businesses/about-the-clerks-office/expedited-serv… · verified April 21, 2026
    Virginia SCC online expedited services for LLC Articles of Organization: next-business-day $100 (submit by 2:00 PM ET), same-business-day $200 (submit by 10:00 AM ET). Only available via CIS online filings, not paper. Expedite fee is in addition to the $100 base filing fee.
  • Annual report fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1062/ · verified April 21, 2026
    Va. Code 13.1-1062 imposes a $50 annual registration fee on every domestic and foreign LLC. Due on or before the last day of the anniversary month. $25 late penalty under 13.1-1064. Automatic cancellation under 13.1-1064.1 if not paid within three months of the due date.
  • Franchise tax: www.tax.virginia.gov/corporation-income-tax · verified April 21, 2026
    Virginia does not impose an LLC-specific franchise tax. The only recurring SCC obligation is the $50 annual registration fee. LLCs pay income tax only if they elect C-corp treatment or pass income through to members.
  • Corporate income tax rate: www.tax.virginia.gov/corporation-income-tax · verified April 21, 2026
    Virginia corporate income tax is a flat 6% of Virginia taxable income under Va. Code 58.1-400. Applies to C-corporations and to LLCs electing C-corp federal treatment.
  • Sales tax rate: www.tax.virginia.gov/retail-sales-and-use-tax · verified April 21, 2026
    Virginia retail sales and use tax: 4.3% state rate plus a mandatory 1% local tax statewide (combined 5.3% base). Certain regions add 0.7% to 1.0% regional transportation tax. We record the 4.3% state portion here.
  • Foreign LLC registration fee: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1005/ · verified April 21, 2026
    Va. Code 13.1-1005 sets a $100 filing fee for Application for Certificate of Registration to Transact Business in Virginia as a Foreign LLC (Form LLC1052). Same $50 annual registration fee applies after registration.
  • Business name search: cis.scc.virginia.gov/EntitySearch/Index · verified April 21, 2026
    SCC Clerk's Information System entity search. Confirm name availability before filing Articles of Organization.
  • Operating agreement requirement: law.lis.virginia.gov/vacode/title13.1/chapter12/section13.1-1023/ · verified April 21, 2026
    Va. Code 13.1-1023 recognizes operating agreements as optional and allows them to be written, oral, or implied. No statutory requirement that a Virginia LLC adopt a written operating agreement. Recorded as not-required.