Key Takeaways

  • 1,089 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (456).
  • Timely response rate: 96.7%.
  • Consumer disputed rate: 12.9% of resolved complaints.
1,089 Total complaints
96.7% Timely response rate
12.9% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Advance America, Cash Advance Centers, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 456 41.9%
Payday loan, title loan, or personal loan 226 20.8%
Payday loan, title loan, personal loan, or advance loan 153 14.0%
Payday loan 146 13.4%
Credit reporting or other personal consumer reports 51 4.7%
Credit reporting, credit repair services, or other personal consumer reports 23 2.1%
Consumer Loan 17 1.6%
Checking or savings account 6 0.6%
Money transfer, virtual currency, or money service 5 0.5%
Vehicle loan or lease 3 0.3%
Credit card 1 0.1%
Debt or credit management 1 0.1%
Other financial service 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about Advance America, Cash Advance Centers, Inc..

Communication tactics 107
Struggling to pay your loan 92
Attempts to collect debt not owed 82
Taking/threatening an illegal action 67
Charged fees or interest you didn't expect 56
Took or threatened to take negative or legal action 48
Incorrect information on your report 41
Improper use of your report 36
Improper contact or sharing of info 35
Problem with the payoff process at the end of the loan 35

Company Response Breakdown

When consumers file complaints, Advance America, Cash Advance Centers, Inc. responds in one of several ways. The breakdown below shows how Advance America, Cash Advance Centers, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 1,046 96.1%
Closed with monetary relief 21 1.9%
In progress 9 0.8%
Closed with non-monetary relief 8 0.7%
Untimely response 3 0.3%
Closed 2 0.2%

Complaints by State

Top states where consumers have filed complaints against Advance America, Cash Advance Centers, Inc..

Your Rights

What to do if you have a complaint against Advance America, Cash Advance Centers, Inc.

  1. Contact Advance America, Cash Advance Centers, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Advance America, Cash Advance Centers, Inc. have?

    Advance America, Cash Advance Centers, Inc. has 1,089 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Advance America, Cash Advance Centers, Inc.?

    The most common issue reported is Communication tactics with 107 complaints.

  • How do I file a complaint against Advance America, Cash Advance Centers, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Advance America, Cash Advance Centers, Inc. respond to complaints on time?

    Advance America, Cash Advance Centers, Inc. has a 96.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.