Key Takeaways

  • 1,501 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (1,277).
  • Timely response rate: 99.7%.
  • Consumer disputed rate: 0.0% of resolved complaints.
1,501 Total complaints
99.7% Timely response rate
0.0% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against BSI Financial Holdings, Inc. break down by financial product category.

Product Complaints % of Total
Mortgage 1,277 85.1%
Credit reporting, credit repair services, or other personal consumer reports 81 5.4%
Credit reporting or other personal consumer reports 73 4.9%
Debt collection 61 4.1%
Payday loan, title loan, or personal loan 6 0.4%
Checking or savings account 1 0.1%
Credit card 1 0.1%
Debt or credit management 1 0.1%

Most Common Issues

These are the specific issues consumers most frequently report about BSI Financial Holdings, Inc..

Trouble during payment process 873
Struggling to pay mortgage 237
Incorrect information on your report 141
Closing on a mortgage 59
Applying for a mortgage or refinancing an existing mortgage 48
Attempts to collect debt not owed 26
Improper use of your report 26
Problem with a company's investigation into an existing problem 25
Problem with a credit reporting company's investigation into an existing problem 22
False statements or representation 15

Company Response Breakdown

When consumers file complaints, BSI Financial Holdings, Inc. responds in one of several ways. The breakdown below shows how BSI Financial Holdings, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 1,495 99.6%
In progress 5 0.3%
Closed with monetary relief 1 0.1%

Complaints by State

Top states where consumers have filed complaints against BSI Financial Holdings, Inc..

Your Rights

What to do if you have a complaint against BSI Financial Holdings, Inc.

  1. Contact BSI Financial Holdings, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does BSI Financial Holdings, Inc. have?

    BSI Financial Holdings, Inc. has 1,501 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about BSI Financial Holdings, Inc.?

    The most common issue reported is Trouble during payment process with 873 complaints.

  • How do I file a complaint against BSI Financial Holdings, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does BSI Financial Holdings, Inc. respond to complaints on time?

    BSI Financial Holdings, Inc. has a 99.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.