Credit Central Holdings, LLC Consumer Complaints
Credit Central Holdings, LLC has received 535 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Jun 1, 2026Key Takeaways
- 535 total complaints on file with the CFPB.
- Most complaints are about Debt collection (242).
- Timely response rate: 94.6%.
- Consumer disputed rate: 7.1% of resolved complaints.
Complaints by Product
The following table shows how complaints against Credit Central Holdings, LLC break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 242 | 45.2% |
| Credit reporting or other personal consumer reports | 109 | 20.4% |
| Consumer Loan | 61 | 11.4% |
| Credit reporting, credit repair services, or other personal consumer reports | 49 | 9.2% |
| Payday loan, title loan, or personal loan | 34 | 6.4% |
| Payday loan, title loan, personal loan, or advance loan | 32 | 6.0% |
| Payday loan | 4 | 0.7% |
| Credit card | 1 | 0.2% |
| Credit reporting | 1 | 0.2% |
| Debt or credit management | 1 | 0.2% |
| Money transfer, virtual currency, or money service | 1 | 0.2% |
Most Common Issues
These are the specific issues consumers most frequently report about Credit Central Holdings, LLC.
Company Response Breakdown
When consumers file complaints, Credit Central Holdings, LLC responds in one of several ways. The breakdown below shows how Credit Central Holdings, LLC has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 533 | 99.6% |
| Closed with monetary relief | 1 | 0.2% |
| Untimely response | 1 | 0.2% |
Complaints by State
Top states where consumers have filed complaints against Credit Central Holdings, LLC.
| State | Complaints |
|---|---|
| South Carolina | 162 |
| Alabama | 154 |
| Tennessee | 61 |
| Georgia | 56 |
| Texas | 52 |
| North Carolina | 10 |
| Louisiana | 8 |
| Kentucky | 3 |
| Ohio | 3 |
| Virginia | 3 |
| Arizona | 2 |
| Florida | 2 |
| Illinois | 2 |
| Maryland | 2 |
| Missouri | 2 |
| Pennsylvania | 2 |
| VI | 2 |
| Arkansas | 1 |
| Colorado | 1 |
| District of Columbia | 1 |
Your Rights
What to do if you have a complaint against Credit Central Holdings, LLC
- Contact Credit Central Holdings, LLC directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Credit Central Holdings, LLC have?
Credit Central Holdings, LLC has 535 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Credit Central Holdings, LLC?
The most common issue reported is Incorrect information on your report with 94 complaints.
-
How do I file a complaint against Credit Central Holdings, LLC?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does Credit Central Holdings, LLC respond to complaints on time?
Credit Central Holdings, LLC has a 94.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.