Key Takeaways

  • 8,534 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (7,105).
  • Timely response rate: 99.3%.
  • Consumer disputed rate: 21.0% of resolved complaints.
8,534 Total complaints
99.3% Timely response rate
21.0% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against HW Holding, Inc break down by financial product category.

Product Complaints % of Total
Debt collection 7,105 83.3%
Credit reporting or other personal consumer reports 927 10.9%
Credit reporting, credit repair services, or other personal consumer reports 466 5.5%
Debt or credit management 14 0.2%
Credit reporting 11 0.1%
Credit card 4 0.0%
Vehicle loan or lease 3 0.0%
Checking or savings account 2 0.0%
Mortgage 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about HW Holding, Inc.

Attempts to collect debt not owed 2,726
False statements or representation 1,252
Written notification about debt 1,164
Incorrect information on your report 791
Took or threatened to take negative or legal action 702
Communication tactics 465
Cont'd attempts collect debt not owed 328
Improper use of your report 318
Disclosure verification of debt 228
Problem with a company's investigation into an existing problem 141

Company Response Breakdown

When consumers file complaints, HW Holding, Inc responds in one of several ways. The breakdown below shows how HW Holding, Inc has resolved complaints.

Response Count Percentage
Closed with explanation 6,516 76.4%
Closed with non-monetary relief 1,975 23.1%
Closed 27 0.3%
Closed with monetary relief 12 0.1%
In progress 4 0%

Complaints by State

Top states where consumers have filed complaints against HW Holding, Inc.

State Complaints
Texas 1,399
Florida 1,110
Georgia 771
California 544
North Carolina 487
Illinois 328
Maryland 289
South Carolina 245
Ohio 228
Virginia 228
New York 214
Alabama 203
Pennsylvania 194
Tennessee 176
Louisiana 167
Michigan 151
Minnesota 145
Colorado 128
Arizona 118
New Jersey 117

Your Rights

What to do if you have a complaint against HW Holding, Inc

  1. Contact HW Holding, Inc directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does HW Holding, Inc have?

    HW Holding, Inc has 8,534 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about HW Holding, Inc?

    The most common issue reported is Attempts to collect debt not owed with 2,726 complaints.

  • How do I file a complaint against HW Holding, Inc?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does HW Holding, Inc respond to complaints on time?

    HW Holding, Inc has a 99.3% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.