Key Takeaways

  • 22,511 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (17,866).
  • Timely response rate: 99.9%.
  • Consumer disputed rate: 5.7% of resolved complaints.
22,511 Total complaints
99.9% Timely response rate
5.7% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against I.C. System, Inc. break down by financial product category.

Product Complaints % of Total
Debt collection 17,866 79.4%
Credit reporting or other personal consumer reports 2,657 11.8%
Credit reporting, credit repair services, or other personal consumer reports 1,897 8.4%
Credit reporting 29 0.1%
Debt or credit management 27 0.1%
Credit card 17 0.1%
Credit card or prepaid card 5 0.0%
Consumer Loan 3 0.0%
Bank account or service 2 0.0%
Student loan 2 0.0%
Checking or savings account 1 0.0%
Money transfer, virtual currency, or money service 1 0.0%
Mortgage 1 0.0%
Payday loan, title loan, or personal loan 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%
Vehicle loan or lease 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about I.C. System, Inc..

Attempts to collect debt not owed 9,024
Written notification about debt 3,372
Incorrect information on your report 2,396
Took or threatened to take negative or legal action 1,804
False statements or representation 1,793
Improper use of your report 1,080
Cont'd attempts collect debt not owed 747
Communication tactics 567
Problem with a credit reporting company's investigation into an existing problem 523
Problem with a company's investigation into an existing problem 505

Company Response Breakdown

When consumers file complaints, I.C. System, Inc. responds in one of several ways. The breakdown below shows how I.C. System, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 21,449 95.3%
Closed with non-monetary relief 1,050 4.7%
Closed 9 0%
Untimely response 2 0%
Closed with monetary relief 1 0%

Complaints by State

Top states where consumers have filed complaints against I.C. System, Inc..

State Complaints
Texas 3,026
Florida 2,921
Georgia 2,298
California 1,872
North Carolina 1,056
Illinois 992
New York 948
Ohio 825
South Carolina 682
Pennsylvania 640
Alabama 577
Michigan 572
New Jersey 546
Tennessee 481
Louisiana 479
Virginia 398
Maryland 369
Missouri 364
Indiana 321
Arizona 282

Your Rights

What to do if you have a complaint against I.C. System, Inc.

  1. Contact I.C. System, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does I.C. System, Inc. have?

    I.C. System, Inc. has 22,511 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about I.C. System, Inc.?

    The most common issue reported is Attempts to collect debt not owed with 9,024 complaints.

  • How do I file a complaint against I.C. System, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does I.C. System, Inc. respond to complaints on time?

    I.C. System, Inc. has a 99.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.