Key Takeaways

  • 26,668 total complaints on file with the CFPB.
  • Most complaints are about Student loan (21,618).
  • Timely response rate: 69.9%.
  • Consumer disputed rate: 20.3% of resolved complaints.
26,668 Total complaints
69.9% Timely response rate
20.3% Consumer disputed rate
Student loan Most common product

Complaints by Product

The following table shows how complaints against Mohela break down by financial product category.

Product Complaints % of Total
Student loan 21,618 81.1%
Credit reporting or other personal consumer reports 3,869 14.5%
Debt collection 677 2.5%
Credit reporting, credit repair services, or other personal consumer reports 459 1.7%
Debt or credit management 20 0.1%
Credit card 8 0.0%
Payday loan, title loan, personal loan, or advance loan 6 0.0%
Checking or savings account 2 0.0%
Credit card or prepaid card 2 0.0%
Credit reporting 2 0.0%
Money transfer, virtual currency, or money service 2 0.0%
Mortgage 2 0.0%
Payday loan, title loan, or personal loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Mohela.

Dealing with your lender or servicer 16,358
Incorrect information on your report 3,702
Struggling to repay your loan 3,135
Improper use of your report 1,287
Problem with a company's investigation into an existing problem 757
Attempts to collect debt not owed 206
Took or threatened to take negative or legal action 200
Dealing with my lender or servicer 165
Getting a loan 127
Credit monitoring or identity theft protection services 116

Company Response Breakdown

When consumers file complaints, Mohela responds in one of several ways. The breakdown below shows how Mohela has resolved complaints.

Response Count Percentage
Closed with explanation 19,307 72.4%
Untimely response 4,627 17.4%
In progress 1,418 5.3%
Closed with non-monetary relief 1,039 3.9%
Closed with monetary relief 275 1%
Closed 2 0%

Complaints by State

Top states where consumers have filed complaints against Mohela.

State Complaints
California 2,803
Texas 2,024
Florida 1,683
New York 1,588
Georgia 1,339
Pennsylvania 1,261
Illinois 1,173
Ohio 953
North Carolina 915
Virginia 905
Maryland 894
New Jersey 879
Michigan 775
Massachusetts 709
Washington 539
Colorado 512
Arizona 463
South Carolina 463
Missouri 453
Indiana 449

Your Rights

What to do if you have a complaint against Mohela

  1. Contact Mohela directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Mohela have?

    Mohela has 26,668 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Mohela?

    The most common issue reported is Dealing with your lender or servicer with 16,358 complaints.

  • How do I file a complaint against Mohela?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Mohela respond to complaints on time?

    Mohela has a 69.9% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.