Key Takeaways

  • 16,088 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (14,720).
  • Timely response rate: 99.6%.
  • Consumer disputed rate: 25.0% of resolved complaints.
16,088 Total complaints
99.6% Timely response rate
25.0% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Select Portfolio Servicing, Inc. break down by financial product category.

Product Complaints % of Total
Mortgage 14,720 91.5%
Debt collection 802 5.0%
Credit reporting, credit repair services, or other personal consumer reports 296 1.8%
Credit reporting or other personal consumer reports 196 1.2%
Debt or credit management 16 0.1%
Money transfer, virtual currency, or money service 14 0.1%
Bank account or service 10 0.1%
Checking or savings account 10 0.1%
Consumer Loan 5 0.0%
Credit reporting 5 0.0%
Credit card or prepaid card 4 0.0%
Payday loan, title loan, or personal loan 4 0.0%
Vehicle loan or lease 2 0.0%
Credit card 1 0.0%
Payday loan, title loan, personal loan, or advance loan 1 0.0%
Prepaid card 1 0.0%
Student loan 1 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Select Portfolio Servicing, Inc..

Struggling to pay mortgage 4,410
Trouble during payment process 3,797
Loan modification,collection,foreclosure 3,499
Loan servicing, payments, escrow account 1,390
Incorrect information on your report 440
Applying for a mortgage or refinancing an existing mortgage 428
Closing on a mortgage 358
Other 260
Settlement process and costs 180
Attempts to collect debt not owed 176

Company Response Breakdown

When consumers file complaints, Select Portfolio Servicing, Inc. responds in one of several ways. The breakdown below shows how Select Portfolio Servicing, Inc. has resolved complaints.

Response Count Percentage
Closed with explanation 15,914 98.9%
Closed with non-monetary relief 87 0.5%
Closed with relief 37 0.2%
In progress 19 0.1%
Closed 17 0.1%
Closed with monetary relief 14 0.1%

Complaints by State

Top states where consumers have filed complaints against Select Portfolio Servicing, Inc..

State Complaints
California 3,580
Florida 2,028
Georgia 1,041
New York 988
Texas 735
Maryland 677
New Jersey 663
Illinois 595
Pennsylvania 535
Virginia 465
Massachusetts 361
Ohio 316
Washington 311
North Carolina 307
Arizona 268
Michigan 262
Tennessee 240
Connecticut 192
Nevada 184
Louisiana 163

Your Rights

What to do if you have a complaint against Select Portfolio Servicing, Inc.

  1. Contact Select Portfolio Servicing, Inc. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Select Portfolio Servicing, Inc. have?

    Select Portfolio Servicing, Inc. has 16,088 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Select Portfolio Servicing, Inc.?

    The most common issue reported is Struggling to pay mortgage with 4,410 complaints.

  • How do I file a complaint against Select Portfolio Servicing, Inc.?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Select Portfolio Servicing, Inc. respond to complaints on time?

    Select Portfolio Servicing, Inc. has a 99.6% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.