1st Franklin Financial Corporation Consumer Complaints
1st Franklin Financial Corporation has received 773 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Jun 1, 2026Key Takeaways
- 773 total complaints on file with the CFPB.
- Most complaints are about Debt collection (246).
- Timely response rate: 82.4%.
- Consumer disputed rate: 23.2% of resolved complaints.
Complaints by Product
The following table shows how complaints against 1st Franklin Financial Corporation break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Debt collection | 246 | 31.8% |
| Credit reporting or other personal consumer reports | 188 | 24.3% |
| Credit reporting, credit repair services, or other personal consumer reports | 132 | 17.1% |
| Payday loan, title loan, personal loan, or advance loan | 84 | 10.9% |
| Payday loan, title loan, or personal loan | 66 | 8.5% |
| Consumer Loan | 37 | 4.8% |
| Vehicle loan or lease | 5 | 0.6% |
| Credit card | 4 | 0.5% |
| Mortgage | 4 | 0.5% |
| Money transfer, virtual currency, or money service | 3 | 0.4% |
| Bank account or service | 1 | 0.1% |
| Credit card or prepaid card | 1 | 0.1% |
| Credit reporting | 1 | 0.1% |
| Payday loan | 1 | 0.1% |
Most Common Issues
These are the specific issues consumers most frequently report about 1st Franklin Financial Corporation.
Company Response Breakdown
When consumers file complaints, 1st Franklin Financial Corporation responds in one of several ways. The breakdown below shows how 1st Franklin Financial Corporation has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 763 | 98.7% |
| Closed | 6 | 0.8% |
| In progress | 2 | 0.3% |
| Closed with monetary relief | 1 | 0.1% |
| Untimely response | 1 | 0.1% |
Complaints by State
Top states where consumers have filed complaints against 1st Franklin Financial Corporation.
| State | Complaints |
|---|---|
| Georgia | 293 |
| South Carolina | 114 |
| Alabama | 109 |
| Louisiana | 71 |
| Mississippi | 61 |
| Texas | 36 |
| Tennessee | 27 |
| Florida | 15 |
| Virginia | 10 |
| North Carolina | 8 |
| Kentucky | 7 |
| Ohio | 4 |
| California | 3 |
| New York | 3 |
| Maryland | 2 |
| New Mexico | 2 |
| Pennsylvania | 2 |
| Arizona | 1 |
| Indiana | 1 |
| Oklahoma | 1 |
Your Rights
What to do if you have a complaint against 1st Franklin Financial Corporation
- Contact 1st Franklin Financial Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does 1st Franklin Financial Corporation have?
1st Franklin Financial Corporation has 773 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about 1st Franklin Financial Corporation?
The most common issue reported is Incorrect information on your report with 156 complaints.
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How do I file a complaint against 1st Franklin Financial Corporation?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
-
Does 1st Franklin Financial Corporation respond to complaints on time?
1st Franklin Financial Corporation has a 82.4% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.