Key Takeaways

  • 597 total complaints on file with the CFPB.
  • Most complaints are about Debt collection (336).
  • Timely response rate: 98.7%.
  • Consumer disputed rate: 9.6% of resolved complaints.
597 Total complaints
98.7% Timely response rate
9.6% Consumer disputed rate
Debt collection Most common product

Complaints by Product

The following table shows how complaints against Concord Servicing Corporation break down by financial product category.

Product Complaints % of Total
Debt collection 336 56.3%
Credit reporting or other personal consumer reports 168 28.1%
Credit reporting, credit repair services, or other personal consumer reports 20 3.4%
Mortgage 17 2.8%
Payday loan, title loan, personal loan, or advance loan 17 2.8%
Payday loan, title loan, or personal loan 16 2.7%
Consumer Loan 7 1.2%
Credit card 7 1.2%
Credit reporting 3 0.5%
Debt or credit management 3 0.5%
Money transfer, virtual currency, or money service 2 0.3%
Credit card or prepaid card 1 0.2%

Most Common Issues

These are the specific issues consumers most frequently report about Concord Servicing Corporation.

Incorrect information on your report 121
Attempts to collect debt not owed 116
Took or threatened to take negative or legal action 52
Written notification about debt 51
False statements or representation 45
Improper use of your report 41
Communication tactics 33
Cont'd attempts collect debt not owed 24
Problem with a company's investigation into an existing problem 24
Charged fees or interest you didn't expect 11

Company Response Breakdown

When consumers file complaints, Concord Servicing Corporation responds in one of several ways. The breakdown below shows how Concord Servicing Corporation has resolved complaints.

Response Count Percentage
Closed with explanation 572 95.8%
Closed with non-monetary relief 19 3.2%
Closed with monetary relief 3 0.5%
In progress 3 0.5%

Complaints by State

Top states where consumers have filed complaints against Concord Servicing Corporation.

Your Rights

What to do if you have a complaint against Concord Servicing Corporation

  1. Contact Concord Servicing Corporation directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Concord Servicing Corporation have?

    Concord Servicing Corporation has 597 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Concord Servicing Corporation?

    The most common issue reported is Incorrect information on your report with 121 complaints.

  • How do I file a complaint against Concord Servicing Corporation?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Concord Servicing Corporation respond to complaints on time?

    Concord Servicing Corporation has a 98.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.