Key Takeaways

  • 168,342 total complaints on file with the CFPB.
  • Most complaints are about Mortgage (49,431).
  • Timely response rate: 97.7%.
  • Consumer disputed rate: 21.8% of resolved complaints.
168,342 Total complaints
97.7% Timely response rate
21.8% Consumer disputed rate
Mortgage Most common product

Complaints by Product

The following table shows how complaints against Wells Fargo & Company break down by financial product category.

Product Complaints % of Total
Mortgage 49,431 29.4%
Checking or savings account 45,412 27.0%
Bank account or service 13,333 7.9%
Credit card 11,192 6.6%
Credit reporting or other personal consumer reports 8,450 5.0%
Credit reporting, credit repair services, or other personal consumer reports 7,888 4.7%
Debt collection 7,552 4.5%
Money transfer, virtual currency, or money service 7,246 4.3%
Credit card or prepaid card 6,854 4.1%
Vehicle loan or lease 4,594 2.7%
Consumer Loan 2,528 1.5%
Student loan 1,940 1.2%
Payday loan, title loan, or personal loan 978 0.6%
Payday loan, title loan, personal loan, or advance loan 302 0.2%
Money transfers 254 0.2%
Credit reporting 157 0.1%
Debt or credit management 76 0.0%
Prepaid card 75 0.0%
Other financial service 57 0.0%
Payday loan 23 0.0%

Most Common Issues

These are the specific issues consumers most frequently report about Wells Fargo & Company.

Managing an account 26,792
Loan modification,collection,foreclosure 17,355
Incorrect information on your report 9,311
Loan servicing, payments, escrow account 8,032
Trouble during payment process 7,402
Struggling to pay mortgage 6,813
Problem with a lender or other company charging your account 5,879
Account opening, closing, or management 5,728
Improper use of your report 4,824
Problem caused by your funds being low 4,792

Company Response Breakdown

When consumers file complaints, Wells Fargo & Company responds in one of several ways. The breakdown below shows how Wells Fargo & Company has resolved complaints.

Response Count Percentage
Closed with explanation 133,509 79.3%
Closed with non-monetary relief 16,871 10%
Closed with monetary relief 13,941 8.3%
Closed without relief 2,830 1.7%
In progress 514 0.3%
Closed 348 0.2%
Closed with relief 325 0.2%
Untimely response 4 0%

Complaints by State

Top states where consumers have filed complaints against Wells Fargo & Company.

State Complaints
California 30,758
Florida 18,385
Texas 13,995
Georgia 9,878
New York 8,194
New Jersey 7,548
Pennsylvania 6,368
North Carolina 6,242
Virginia 5,082
Maryland 4,695
Arizona 4,624
Illinois 3,740
Minnesota 3,394
Nevada 3,123
Colorado 3,100
Washington 3,008
South Carolina 2,909
Alabama 2,332
Ohio 2,195
Oregon 1,999

Your Rights

What to do if you have a complaint against Wells Fargo & Company

  1. Contact Wells Fargo & Company directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
  2. File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
  3. File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
  4. Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.

Frequently Asked Questions

  • How many complaints does Wells Fargo & Company have?

    Wells Fargo & Company has 168,342 consumer complaints on file with the CFPB as of our last data refresh.

  • What is the most common complaint about Wells Fargo & Company?

    The most common issue reported is Managing an account with 26,792 complaints.

  • How do I file a complaint against Wells Fargo & Company?

    You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.

  • Does Wells Fargo & Company respond to complaints on time?

    Wells Fargo & Company has a 97.7% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.