Zarvad III S.A. Consumer Complaints
Zarvad III S.A. has received 152 consumer complaints filed with the Consumer Financial Protection Bureau. Below is a complete breakdown by product, issue, company response pattern, and geographic distribution.
Data last updated: Jun 1, 2026Key Takeaways
- 152 total complaints on file with the CFPB.
- Most complaints are about Payday loan, title loan, or personal loan (63).
- Timely response rate: 65.8%.
- Consumer disputed rate: 24.1% of resolved complaints.
Complaints by Product
The following table shows how complaints against Zarvad III S.A. break down by financial product category.
| Product | Complaints | % of Total |
|---|---|---|
| Payday loan, title loan, or personal loan | 63 | 41.4% |
| Debt collection | 53 | 34.9% |
| Payday loan | 34 | 22.4% |
| Consumer Loan | 1 | 0.7% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.7% |
Most Common Issues
These are the specific issues consumers most frequently report about Zarvad III S.A..
Company Response Breakdown
When consumers file complaints, Zarvad III S.A. responds in one of several ways. The breakdown below shows how Zarvad III S.A. has resolved complaints.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 145 | 95.4% |
| Untimely response | 4 | 2.6% |
| Closed | 3 | 2% |
Complaints by State
Top states where consumers have filed complaints against Zarvad III S.A..
| State | Complaints |
|---|---|
| California | 38 |
| Texas | 17 |
| Louisiana | 14 |
| South Carolina | 8 |
| Ohio | 7 |
| Tennessee | 7 |
| Illinois | 6 |
| Indiana | 6 |
| Nevada | 5 |
| New Mexico | 4 |
| Oklahoma | 4 |
| Michigan | 3 |
| Mississippi | 3 |
| New Jersey | 3 |
| Washington | 3 |
| Iowa | 2 |
| Missouri | 2 |
| North Carolina | 2 |
| New York | 2 |
| Pennsylvania | 2 |
Your Rights
What to do if you have a complaint against Zarvad III S.A.
- Contact Zarvad III S.A. directly. Many issues can be resolved by calling their customer service line or submitting a written complaint.
- File a complaint with the CFPB. Visit consumerfinance.gov/complaint. The company must respond within 15 days.
- File with your state attorney general. Your state AG's consumer protection division investigates patterns of complaint.
- Consult a consumer protection attorney. If you've suffered financial harm, an attorney can advise you on your legal options including potential lawsuits.
Frequently Asked Questions
-
How many complaints does Zarvad III S.A. have?
Zarvad III S.A. has 152 consumer complaints on file with the CFPB as of our last data refresh.
-
What is the most common complaint about Zarvad III S.A.?
The most common issue reported is Charged fees or interest you didn't expect with 25 complaints.
-
How do I file a complaint against Zarvad III S.A.?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. The company is required to respond within 15 days. You can also contact your state attorney general or consult a consumer protection attorney.
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Does Zarvad III S.A. respond to complaints on time?
Zarvad III S.A. has a 65.8% timely response rate, meaning that percentage of complaints received a response within the CFPB's required timeframe.
Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.