Debt collection Complaints in Michigan
Michigan consumers have filed 25,819 complaints about debt collection with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 25,819 debt collection complaints from Michigan.
- Encore Capital Group Inc. has the most complaints (1,437).
- Most common issue: Attempts to collect debt not owed.
25,819 Total debt collection complaints
30 Companies involved
11 Distinct issues
Top Companies for Debt collection in Michigan
| Company | Complaints | % of Total |
|---|---|---|
| Encore Capital Group Inc. | 1,437 | 5.6% |
| Resurgent Capital Services L.P. | 1,328 | 5.1% |
| Portfolio Recovery Associates, LLC | 1,103 | 4.3% |
| TransUnion Intermediate Holdings, Inc. | 951 | 3.7% |
| CL Holdings LLC | 926 | 3.6% |
| Experian Information Solutions Inc. | 859 | 3.3% |
| Equifax, Inc. | 784 | 3.0% |
| CCS Financial Services, Inc. | 444 | 1.7% |
| I.C. System, Inc. | 441 | 1.7% |
| Capital One Financial Corporation | 437 | 1.7% |
| Kriya Capital, LLC | 352 | 1.4% |
| Transworld Systems Inc. | 346 | 1.3% |
| LJ Ross Associates | 325 | 1.3% |
| Synchrony Financial | 306 | 1.2% |
| Merchants and Medical Credit Corporation, Inc. | 303 | 1.2% |
| National Credit Systems,Inc. | 299 | 1.2% |
| Citibank, N.A. | 286 | 1.1% |
| Receivables Management Partners, LLC | 268 | 1.0% |
| Caine & Weiner Company, Inc. | 259 | 1.0% |
| Bread Financial Holdings, Inc. | 258 | 1.0% |
Common Issues
How Companies Respond
Breakdown of how companies respond to debt collection complaints from Michigan.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 20,421 | 79.1% |
| Closed with non-monetary relief | 4,709 | 18.2% |
| Untimely response | 229 | 0.9% |
| In progress | 184 | 0.7% |
| Closed | 138 | 0.5% |
| Closed with monetary relief | 138 | 0.5% |
Frequently Asked Questions
-
How many Debt collection complaints have been filed in Michigan?
25,819 complaints about debt collection have been filed from Michigan.
-
Which company gets the most debt collection complaints in Michigan?
Encore Capital Group Inc. leads with 1,437 debt collection complaints in Michigan.
-
What is the most common issue with debt collection in Michigan?
The most frequently reported issue is Attempts to collect debt not owed with 10,249 complaints.
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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.