Debt collection Complaints in North Dakota
North Dakota consumers have filed 1,294 complaints about debt collection with the CFPB. See which companies are involved and what issues consumers report most often.
Data last updated: Jun 1, 2026Key Takeaways
- 1,294 debt collection complaints from North Dakota.
- Encore Capital Group Inc. has the most complaints (60).
- Most common issue: Took or threatened to take negative or legal action.
1,294 Total debt collection complaints
30 Companies involved
11 Distinct issues
Top Companies for Debt collection in North Dakota
| Company | Complaints | % of Total |
|---|---|---|
| Encore Capital Group Inc. | 60 | 4.6% |
| Resurgent Capital Services L.P. | 57 | 4.4% |
| United Accounts, Inc. | 50 | 3.9% |
| Portfolio Recovery Associates, LLC | 49 | 3.8% |
| CL Holdings LLC | 48 | 3.7% |
| Experian Information Solutions Inc. | 35 | 2.7% |
| DCI Credit Services, Inc. | 33 | 2.6% |
| Messerli & Kramer P.A. | 29 | 2.2% |
| Servicer under contract with Federal Student Aid | 28 | 2.2% |
| Equifax, Inc. | 27 | 2.1% |
| TransUnion Intermediate Holdings, Inc. | 25 | 1.9% |
| Rodenburg LLP | 22 | 1.7% |
| AAA Collections | 21 | 1.6% |
| CCS Financial Services, Inc. | 21 | 1.6% |
| Bread Financial Holdings, Inc. | 20 | 1.5% |
| Capital One Financial Corporation | 20 | 1.5% |
| I.C. System, Inc. | 17 | 1.3% |
| Ingenuity RM, LLC | 17 | 1.3% |
| Citibank, N.A. | 16 | 1.2% |
| Synchrony Financial | 15 | 1.2% |
Common Issues
How Companies Respond
Breakdown of how companies respond to debt collection complaints from North Dakota.
| Response | Count | Percentage |
|---|---|---|
| Closed with explanation | 1,059 | 81.8% |
| Closed with non-monetary relief | 158 | 12.2% |
| Untimely response | 45 | 3.5% |
| In progress | 16 | 1.2% |
| Closed | 9 | 0.7% |
| Closed with monetary relief | 7 | 0.5% |
Frequently Asked Questions
-
How many Debt collection complaints have been filed in North Dakota?
1,294 complaints about debt collection have been filed from North Dakota.
-
Which company gets the most debt collection complaints in North Dakota?
Encore Capital Group Inc. leads with 60 debt collection complaints in North Dakota.
-
What is the most common issue with debt collection in North Dakota?
The most frequently reported issue is Took or threatened to take negative or legal action with 369 complaints.
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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.