Key Takeaways

  • 3,680 debt collection complaints from Iowa.
  • Encore Capital Group Inc. has the most complaints (175).
  • Most common issue: Attempts to collect debt not owed.
3,680 Total debt collection complaints
30 Companies involved
11 Distinct issues

Top Companies for Debt collection in Iowa

Common Issues

Attempts to collect debt not owed 1,157
Written notification about debt 636
Communication tactics 465
False statements or representation 426
Took or threatened to take negative or legal action 365
Cont'd attempts collect debt not owed 303
Disclosure verification of debt 120
Threatened to contact someone or share information improperly 78
Taking/threatening an illegal action 46
Improper contact or sharing of info 44

How Companies Respond

Breakdown of how companies respond to debt collection complaints from Iowa.

Response Count Percentage
Closed with explanation 2,995 81.4%
Closed with non-monetary relief 549 14.9%
Untimely response 49 1.3%
Closed 38 1%
Closed with monetary relief 33 0.9%
In progress 16 0.4%

Frequently Asked Questions

  • How many Debt collection complaints have been filed in Iowa?

    3,680 complaints about debt collection have been filed from Iowa.

  • Which company gets the most debt collection complaints in Iowa?

    Encore Capital Group Inc. leads with 175 debt collection complaints in Iowa.

  • What is the most common issue with debt collection in Iowa?

    The most frequently reported issue is Attempts to collect debt not owed with 1,157 complaints.

Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.