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Credit reporting, credit repair services, or other personal consumer reports Complaints in New Jersey

New Jersey consumers have filed 66,142 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Jun 1, 2026

Key Takeaways

  • 66,142 credit reporting, credit repair services, or other personal consumer reports complaints from New Jersey.
  • Equifax, Inc. has the most complaints (21,157).
  • Most common issue: Incorrect information on your report.
66,142 Total credit reporting, credit repair services, or other personal consumer reports complaints
30 Companies involved
14 Distinct issues

Top Companies for Credit reporting, credit repair services, or other personal consumer reports in New Jersey

Company Complaints % of Total
Equifax, Inc. 21,157 32.0%
TransUnion Intermediate Holdings, Inc. 18,700 28.3%
Experian Information Solutions Inc. 17,271 26.1%
Capital One Financial Corporation 871 1.3%
Citibank, N.A. 348 0.5%
Bank of America, National Association 311 0.5%
JPMorgan Chase & Co. 304 0.5%
Synchrony Financial 303 0.5%
Wells Fargo & Company 302 0.5%
Discover Bank 269 0.4%
Bread Financial Holdings, Inc. 267 0.4%
Lexisnexis 231 0.3%
TD Bank US Holding Company 179 0.3%
American Express Company 168 0.3%
Resurgent Capital Services L.P. 143 0.2%
Fidelity National Information Services, Inc. (FNIS) 142 0.2%
Portfolio Recovery Associates, LLC 136 0.2%
Ally Financial Inc. 125 0.2%
Credit Acceptance Corporation 122 0.2%
Santander Consumer USA Holdings Inc. 118 0.2%

Common Issues

Incorrect information on your report 31,597
Problem with a credit reporting company's investigation into an existing problem 17,559
Improper use of your report 15,166
Unable to get your credit report or credit score 750
Credit monitoring or identity theft protection services 444
Problem with fraud alerts or security freezes 370
Fraud or scam 76
Problem with a company's investigation into an existing issue 73
Identity theft protection or other monitoring services 31
Problem with customer service 28

How Companies Respond

Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from New Jersey.

Response Count Percentage
Closed with explanation 46,286 70%
Closed with non-monetary relief 19,692 29.8%
Closed with monetary relief 126 0.2%
Untimely response 38 0.1%

Frequently Asked Questions

  • How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in New Jersey?

    66,142 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from New Jersey.

  • Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in New Jersey?

    Equifax, Inc. leads with 21,157 credit reporting, credit repair services, or other personal consumer reports complaints in New Jersey.

  • What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in New Jersey?

    The most frequently reported issue is Incorrect information on your report with 31,597 complaints.

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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.