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Credit reporting, credit repair services, or other personal consumer reports Complaints in Pennsylvania

Pennsylvania consumers have filed 119,482 complaints about credit reporting, credit repair services, or other personal consumer reports with the CFPB. See which companies are involved and what issues consumers report most often.

Data last updated: Jun 1, 2026

Key Takeaways

  • 119,482 credit reporting, credit repair services, or other personal consumer reports complaints from Pennsylvania.
  • Equifax, Inc. has the most complaints (41,264).
  • Most common issue: Incorrect information on your report.
119,482 Total credit reporting, credit repair services, or other personal consumer reports complaints
30 Companies involved
15 Distinct issues

Top Companies for Credit reporting, credit repair services, or other personal consumer reports in Pennsylvania

Company Complaints % of Total
Equifax, Inc. 41,264 34.5%
TransUnion Intermediate Holdings, Inc. 35,792 30.0%
Experian Information Solutions Inc. 30,958 25.9%
Capital One Financial Corporation 1,019 0.9%
Synchrony Financial 426 0.4%
JPMorgan Chase & Co. 390 0.3%
Citibank, N.A. 357 0.3%
Bread Financial Holdings, Inc. 330 0.3%
Lexisnexis 300 0.3%
Bank of America, National Association 262 0.2%
Wells Fargo & Company 250 0.2%
Portfolio Recovery Associates, LLC 232 0.2%
Ally Financial Inc. 229 0.2%
Resurgent Capital Services L.P. 229 0.2%
Discover Bank 217 0.2%
TD Bank US Holding Company 189 0.2%
Encore Capital Group Inc. 171 0.1%
Santander Consumer USA Holdings Inc. 169 0.1%
Aes/pheaa 163 0.1%
American Express Company 149 0.1%

Common Issues

Incorrect information on your report 66,635
Improper use of your report 27,344
Problem with a credit reporting company's investigation into an existing problem 23,509
Unable to get your credit report or credit score 769
Credit monitoring or identity theft protection services 473
Problem with fraud alerts or security freezes 421
Fraud or scam 104
Problem with a company's investigation into an existing issue 96
Confusing or misleading advertising or marketing 27
Identity theft protection or other monitoring services 27

How Companies Respond

Breakdown of how companies respond to credit reporting, credit repair services, or other personal consumer reports complaints from Pennsylvania.

Response Count Percentage
Closed with explanation 81,261 68%
Closed with non-monetary relief 38,044 31.8%
Closed with monetary relief 127 0.1%
Untimely response 50 0%

Frequently Asked Questions

  • How many Credit reporting, credit repair services, or other personal consumer reports complaints have been filed in Pennsylvania?

    119,482 complaints about credit reporting, credit repair services, or other personal consumer reports have been filed from Pennsylvania.

  • Which company gets the most credit reporting, credit repair services, or other personal consumer reports complaints in Pennsylvania?

    Equifax, Inc. leads with 41,264 credit reporting, credit repair services, or other personal consumer reports complaints in Pennsylvania.

  • What is the most common issue with credit reporting, credit repair services, or other personal consumer reports in Pennsylvania?

    The most frequently reported issue is Incorrect information on your report with 66,635 complaints.

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Source: Consumer Financial Protection Bureau — Consumer Complaint Database. Accessed June 2026.